If you follow the news or talk to your neighbors, you know Colorado is in the midst of an affordable-housing crisis. The health and well-being of individual Colorado families is at risk as the cost of housing forces them to live in unhealthy homes, prevents them from having a stable place to live, and consumes so much of their income that they cannot afford other necessities or save money for an emergency. Hundreds of thousands of Coloradans are spending more than half their income on housing — a situation that puts them at risk of homelessness.