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This week, President Biden made good on his campaign promise to reduce student loan debt, promising to cancel $10,000 in debt for Americans earning less than $125,000 per year and $20,000 for low-income students who received Pell grants. The measure is a step in the right direction, and, as the president and many Democrats celebrated this political accomplishment, so did my own colleagues and acquaintances on social media.

For much of my social circle, however, it wasn’t much of a moment to celebrate. I am a college-educated Black woman, who answered the call to ministry after I had turned 40. This meant going back to graduate school and taking student loans while still helping my children and other family members with their college tuitions.

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